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Trinity Health
Waterloo, Iowa

Urgent Care- Physician- Waterloo/CF- $100K Commencement Bonus

Urgent CareIncludes weekendsNo callFull-Time

Listed compensation

$290K

The week · per this posting · Monday – Friday

Weekend work is also flagged as required; confirm which days and how often.

Ask the employer about the work setting and nights and shift pattern.

Posted 6mo ago

Job Description

Employment Type: Full time Shift: Description: MercyOne Waterloo Urgent Care Seeking BC/BE physician to staff busy urgent care. Full time position Clinic hours Mon–Fri 8am–8pm, weekends 10am–6pm and holiday hours vary.

No call H-1B cap exempt organization J-1 candidates accepted MercyOne Medical Group - Northeast Iowa $290K Salary Guarantee $100K Commencement Bonus $20K Longevity Bonus at the end of years 1 & 2 $15K Relocation Allowance Employer paid malpractice and tail coverage Health insurance, Dental Insurance, Vision Insurance, and Life Insurance with shared premium 2 Retirement programs: 403(b) with employer match and 457(b) Savings Plan Employer paid Short Term Disability with option to purchase Long Term Disability at minimal cost Allowed up to 31 days off per year while on guarantee CME allowance of $6,000/year Non-profit organization which qualifies for Public Service Loan Forgiveness Our Commitment Rooted in our Mission and Core Values, we honor the dignity of every person and recognize the unique perspectives, experiences, and talents each colleague brings.

By finding common ground and embracing our differences, we grow stronger together and deliver more compassionate, person-centered care.

We are an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, veteran status, or any other status protected by federal, state, or local law.

Trinity Health is one of the largest not-for-profit, faith-based health care systems in the nation. Together, we’re 121,000 colleagues and nearly 36,500 physicians and clinicians caring for diverse communities across 27 states.

Nationally recognized for care and experience, our system includes 101 hospitals, 126 continuing care locations, the second largest PACE program in the country, 136 urgent care locations, and many other health and well-being services.

Based in Livonia, Michigan, in fiscal year 2023, we invested $1.5 billion in our communities through charity care and other community benefit programs. For more information, visit trinity-health.org. You can also follow Trinity Health on LinkedIn.

Key Responsibilities

Provide medical care to patients in a busy urgent care setting. Maintain clinic operations during scheduled shifts including weekdays, weekends, and holidays.

Requirements

Must be a Board Certified or Board Eligible physician. Candidates must be able to work in a clinical environment and meet the specified shift requirements.

Qualifications

Experience
2+ years of experience

Certifications

Board Certification

Key Skills

Patient careClinical medicinePhysician services

Urgent Care — Physician Career Context

Of the 40 active Urgent Care listings this role was benchmarked against, 88% have no call, 70% require no weekends.

The cost-of-living index for Iowa is 87.8 (US average = 100; BEA Regional Price Parities (2024)), so the posted ~$290k midpoint carries the purchasing power of roughly $330k in an average-cost state. 59.8% of Iowa clinicians report burnout symptoms in WeekdayDoc's Burnout Index (2026-01 data).

What does the Urgent Care market look like in Iowa?
MeasureThis jobMarket
Work-life score6.1 / 10 · above average in physician rolesranked against 22,456 Physician roles listingslisting-based score, 0–10
Listed pay$290kUrgent Care median $368k (middle half $275k–$588k)157 comparable listings, Oct 2026
Cost-of-living adjusted pay~$330k in purchasing powerIowa index 87.8 (US = 100)BEA Regional Price Parities (2024)
Urgent Care listings in Iowa5 active345 nationallylive on WeekdayDoc, Oct 2026
Work settingon-sitepeers: 88% no call · 70% no weekends40 benchmarked listings
Urgent Care pay trend+7.0% vs prior quarter—through Sep 2026
Sources: WeekdayDoc live listing index (22,456 Physician roles listings), BEA Regional Price Parities (2024); as of Oct 2026. Same values as the Weekday Verdict and Market Insights on this page.

Work-Life Balance Analysis

WeekdayDoc's proprietary algorithm rates Urgent Care- Physician- Waterloo/CF- $100K Commencement Bonus at Trinity Health a 6.1 out of 10 for work-life balance — classified as good. This places the position in the Above average in Physician roles — ranked against 22,456 active Physician roles listings on WeekdayDoc. Contributing factors include no on-call duties.

Top Urgent Care Jobs

36 matches · ranked by pay

Salary Distribution

36 jobs · 10 employers
6
<$350k
23
$350k-400k
1
$415k
2
$450k-500k
4
$500k+

Annual compensation range

Benefits & Perks

35 jobs · 10 employers
401k / retirement match
83% this job
CME allowance
17% this job
Sign-on bonus
11% this job
Loan repayment
3% this job

Share of similar jobs offering each benefit

#1

Physician - Emergency Medicine

Med America · Sacramento, California

$275k-$900k
#2

Remote Emergency Medicine Radiologist

Radiology Partners · Chicago, IL, United States

$550k-$650k
#3

SENTARA NORTHERN VIRGINIA MEDICAL CENTER - EM - STAFF PHYSICIAN

$238-$278/hr
#4

Emergency Medicine Physician

$250k-$500k
+ 34 more · ranked by pay

Work-life snapshot

median 6.2this job 6.1
Better work-life than 50% of Urgent Care listings

Listing-based score, 0–10, across 345 comparable listings. Shaded area = the share scoring below this one.

  • No call
  • Includes weekends
Trinity Health logo

About Trinity Health

Hospitals and Health Care
Albany, NY
1,001-5,000 employees

Benefits & Perks

$100K Commencement Bonus
$20K Longevity Bonus
$15K Relocation Allowance
Employer paid malpractice and tail coverage
Health Insurance
Dental Insurance
Vision Insurance
Life Insurance

Living in Waterloo

Typical 3-bedroom home value
$173k≈ 0.6× annual pay
Typical market rent
$945/mo≈ 4% of gross pay
Residents’ average commute
16 min
Metro price indexU.S. average = 100
87.1
State income tax
Up to 6%
Sources & methodology

Sources: Zillow home values (Aug 2026), Zillow market rents (Aug 2026), U.S. Census ACS 2024 five-year.

BEA 2024 · Waterloo-Cedar Falls, IA metro prices. Housing figures are city-level.

Ratios use this listing’s gross annual pay. Not a cost-of-living guarantee.