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Baptist
Memphis, Tennessee

Counselor-Finance

Counselor Above average in CounselingFull-Time

Compensation

Pay not disclosed

Listing transparency0 of 6 stated

Ask the employer about the pay range, the work setting and call expectations.

Employment & setting
Full-Time
Call expectations
Not specified
Weekends
Not specified
Posted 3mo ago

Job Description

The Financial Counselor ensures that chemotherapy (specialty group) and other infusions/radiation therapy/radiology/ surgical services meet medical necessity and appropriateness per insurance medical policies/ FDA/NCCN guidelines.

Initiates and coordinates pre-certifications/prior-authorizations per payer guidelines prior to services being rendered.

The Financial Counselor counsels patients regarding their financial responsibility for treatment, educates and initiates enrollment in third party assistance programs that reduce patients' out-of-pocket expenses.

Initiates enrollment in the Baptist Financial Assistance Program for self-pay patients and serves as a liaison between the patient and the Patient Assistance Team. Collects deductibles, co-insurance and prior balances and initiates payment plans. Performs other duties as assigned

Responsibilities

  • Obtain and review treatment/therapy plan orders for medical necessity and appropriateness according to insurance medical policy/FDA/NCCN guidelines and requirements.
  • Research insurance company medical policies, medical literature, and compendiums to determine eligibility for services. Utilize multiple healthcare websites
  • Review patient medical records and identify necessary information for pre-certification for confirmation of medical necessity
  • Responsible for tracking, obtaining, and extending authorizations from various carriers in a timely manner
  • Meet with new patients to provide patient-specific education on their insurance benefits and estimated out-of-pocket expenses for their prescribed therapy prior to treatment initiation
  • Works with patients and caregivers to collect deductibles and co-pays and set up payment plans.
  • Obtains necessary consent forms and financial documents from patients and providers to initiate applications for copay assistance and PAP drug programs
  • Assists self-pay patients with initiating applications for the Baptist Financial Assistance Program.
  • Works closely with physicians and clinic staff to promote positive patient outcomes and timely treatment
  • Understands and complies with regulatory requirements by specific insurance companies and facilitates compliance by maintaining awareness of guidelines and ensuring compliance through communication and documentation to appropriate staff.
  • Performs other duties as assigned.

Education

Preferred:  Associates degree or 2 years of college level courses.

Minimum:  Skill in communicating clearly and effectively using standard English in written, oral, and verbal format to achieve high productivity and efficiency.

Skill to write legibly and record information accurately as necessary to perform job duties.

Experience

Preferred:  5 years of business experience in a healthcare environment.

Front-end collections experience desired.

Minimum:  3 years of business-related office experience with 1 of those years being healthcare related experience.

Licensure, Registration, Certification

Preferred:  CHAA

Special Skills

Preferred:  Knowledge of oncology pre-certification requirements and guidelines.

Minimum:  Ability to read and understand medical policies, compendiums, LCDs, and FDA guidelines. Must be able to multi-task and be flexible. Basic computer skills, ability to perform basic math computation, type 25 words per minute, and problem-solving skills. Dealing with confrontational issues and high stress situations with patients, family, and physicians.

Requirements

Requires at least 3 years of business office experience, with one year specifically in healthcare. Candidates should have the ability to interpret medical policies and FDA guidelines, with a preference for an associate degree and CHAA certification.

Qualifications

Experience
2+ years of experience

Key Skills

Prior AuthorizationFinancial CounselingMedical Necessity ReviewPatient EducationInsurance VerificationPayment PlanningMedical Record ReviewOncology GuidelinesMulti-tasking

Work-Life Balance Analysis

WeekdayDoc's proprietary algorithm rates Counselor-Finance at Baptist a 6.6 out of 10 for work-life balance — classified as good. This places the position in the Above average in Counseling — ranked against 13,338 active Counseling listings on WeekdayDoc.

Oncology — Counselor Career Context

Of the 50 active Counselor listings this role was benchmarked against, 28% are remote, 44% have no call, 74% require no weekends.

The cost-of-living index for Tennessee is 91.9 (US average = 100; BEA Regional Price Parities (2024)). 58.6% of Tennessee clinicians report burnout symptoms in WeekdayDoc's Burnout Index (2026-01 data).

Location & Logistics

Tennessee has no state income tax, which can significantly increase take-home pay compared to high-tax states.

Top Counselor Jobs

34 matches · ranked by pay

Salary Distribution33 jobs · 28 employers

10
<$60k
11
$60k-80k
7
$80k-100k
5
$100k-120k

Annual compensation range

Benefits & Perks30 jobs · 28 employers

401k / retirement match
77%
CME allowance
57%
Sign-on bonus
33%
Loan repayment
13%
PSLF eligible
7%

Share of similar jobs offering each benefit

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UnitedHealth Group · Kingsport, Tennessee

$60k-$107k
#2

Licensed Therapist (LCSW, LMHC, LMFT)

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$84k-$107k
#3

Couples/Family Therapist (LMFT)

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#4

Licensed Therapist (LCSW, LPC, MHSP)

$69k-$104k
+ 32 more · ranked by pay

Work-life snapshot

median 6.4this job 6.6
Higher than about 6 in 10 of 13,338 Counseling listings

Listing-based score, 0–10. Shaded area = share of comparable listings scoring below this one.

Living in Memphis

Typical 3-bedroom home value
$142k
Typical market rent
$1,232/mo
Residents’ average commute
21 min
Metro price indexU.S. average = 100
92.2
State income tax
None
Sources & methodology

Sources: Zillow home values (Aug 2026), Zillow market rents (Aug 2026), U.S. Census ACS 2024 five-year.

BEA 2024 · Memphis, TN-MS-AR metro prices. Housing figures are city-level.

City-level figures. Not a cost-of-living guarantee.