Unum logo
Unum
Portland, Maine

Medical Consultant- Psychiatrist

Psychiatry Above average in PsychiatryNo callFull-Time

Listed compensation

$134k-$274k

Listing transparency3 of 6 stated

Ask the employer about the work setting, weekend coverage and nights and shift pattern.

Employment & setting
Full-Time
Call expectations
No call
Weekends
Not specified
Posted 2h ago · Verified live

Job Description

When you join the team at Unum, you become part of an organization committed to helping you thrive.

Here, we work to provide the employee benefits and service solutions that enable employees at our client companies to thrive throughout life’s moments. And this starts with ensuring that every one of our team members enjoys opportunities to succeed both professionally and personally. To enable this, we provide:

  • Award-winning culture
  • Inclusion and diversity as a priority
  • Performance Based Incentive Plans
  • Competitive benefits package that includes: Health, Vision, Dental, Short & Long-Term Disability
  • Generous PTO (including paid time to volunteer!)
  • Up to 9.5% 401(k) employer contribution
  • Mental health support
  • Career advancement opportunities
  • Student loan repayment options
  • Tuition reimbursement
  • Flexible work environments

*All the benefits listed above are subject to the terms of their individual Plans.

And that’s just the beginning…

With 10,000 employees helping more than 39 million people worldwide, every role at Unum is meaningful and impacts the lives of our customers. Whether you’re directly supporting a growing family, or developing online tools to help navigate a difficult loss, customers are counting on the combined talents of our entire team. Help us help others, and join Team Unum today!

General Summary

This position is responsible for providing expert medical analysis of claims files (or underwriting applications) across Unum US product lines. The incumbent provides high quality, timely, and efficient medical consultative services to the Benefits Center. The Medical Consultant adheres to current regulatory, claim process, and internal workflow standards as set forth in the Benefits Center Claims Manual, underwriting manual, and associated documentation. The incumbent adheres to accepted norms of medical practices and Code of Conduct guidelines. Physicians and psychologists conduct their reviews and analyses within appropriate ethical standards and maintain their professional licenses and Board certifications. This role is expected to provide excellent customer service and to interact on a regular basis with business partners, health care providers, and other specialized resources.

Principal Duties and Responsibilities

Provide timely, clear medical direction and opinions to team partners, with reasoned forensic analysis to support the medical opinions

Partner/consult with fellow medical consultants when appropriate to ensure the completion of a whole person analysis

Apply medical knowledge to determine functional capacity through assessment of medical and other data related to impairment, regarding accuracy of diagnoses, treatment plans, duration guidelines, and prognosis

Provide relevant medical education and knowledge to others in terms appropriate and understandable to the intended audience

Perform telephone contacts with the insured’s healthcare providers to gather medical information and to facilitate a better understanding of the claimant's functional abilities

Make timely and appropriate referrals for second opinion reviews when appropriate or required according to current guidelines and best practices

Demonstrate ability to manage and complete high volumes of assigned work, maintain consistently good turnaround times, and operate with a sense of urgency

  • Focus not only on individual workload, but on the team/group work volumes to ensure organizational success
  • Receive feedback and follow through with appropriate behaviors/actions
  • Perform other duties as assigned
  • Job Specifications
  • Professional Degree (MD, DO, PhD, PsyD)
  • Active, unrestricted US medical license
  • Board certification required for physicians in their area of specialty
  • Minimum of five years of clinical experience in medical specialty
  • Strong team and collaborative skills. Ability to work in a fast paced, team based, corporate environment

Ability to mentor others and to give and receive constructive, behaviorally based feedback with peers and partners

~IN1

#LI-RA1

Unum and Colonial Life are part of Unum Group, a Fortune 500 company and leading provider of employee benefits to companies worldwide. Headquartered in Chattanooga, TN, with international offices in Ireland, Poland and the UK, Unum also has significant operations in Portland, ME, and Baton Rouge, LA - plus over 35 US field offices. Colonial Life is headquartered in Columbia, SC, with over 40 field offices nationwide.

Unum is an equal opportunity employer, considering all qualified applicants and employees for hiring, placement, and advancement, without regard to a person's race, color, religion, national origin, age, genetic information, military status, gender, sexual orientation, gender identity or expression, disability, or protected veteran status.

The base salary range for applicants for this position is listed below. Unless actual salary is indicated above in the job description, actual pay will be based on skill, geographical location and experience.

$133,500.00-$274,100.00

Additionally, Unum offers a portfolio of benefits and rewards that are competitive and comprehensive including healthcare benefits (health, vision, dental), insurance benefits (short & long-term disability), performance-based incentive plans, paid time off, and a 401(k) retirement plan with an employer match up to 5% and an additional 4.5% contribution whether you contribute to the plan or not. All benefits are subject to the terms and conditions of individual Plans.

Company

Unum

Key Responsibilities

The Medical Consultant provides expert medical analysis of claims files and underwriting applications across US product lines. They also offer medical direction to team partners and conduct telephone consultations with healthcare providers to assess functional abilities.

Requirements

Candidates must hold a professional degree (MD, DO, PhD, PsyD) with an active, unrestricted US medical license and board certification. A minimum of five years of clinical experience in a medical specialty is required.

Qualifications

Education
Doctoral or professional degree (postgraduate degree)
Experience
5+ years of experience

Key Skills

Clinical assessmentCase managementRegulatory complianceCommunicationTeam collaborationMentoringCritical thinkingData assessmentPsychiatric evaluation

Work-Life Balance Analysis

WeekdayDoc's proprietary algorithm rates Medical Consultant- Psychiatrist at Unum a 6.9 out of 10 for work-life balance — classified as good. This places the position in the Above average in Psychiatry — ranked against 1,731 active Psychiatry listings on WeekdayDoc. Contributing factors include no on-call duties.

Psychiatry — Physician Career Context

Of the 50 active Psychiatry listings this role was benchmarked against, 58% are remote, 58% have no call, 70% require no weekends.

Psychiatry pay on WeekdayDoc is up 4.0% vs. the prior quarter (through Aug 2026).

The cost-of-living index for Maine is 97.1 (US average = 100; BEA Regional Price Parities (2024)), so the posted ~$204k midpoint carries the purchasing power of roughly $210k in an average-cost state. 62.0% of Maine clinicians report burnout symptoms in WeekdayDoc's Burnout Index (2026-01 data).

Top Psychiatrist Jobs

42 matches · ranked by pay

Salary Distribution42 jobs · 13 employers

9
<$370k
7
$370k-415k
17
$415k-460k
9
$460k-505k

Annual compensation range

Benefits & Perks41 jobs · 13 employers

401k / retirement match
90% this job
Sign-on bonus
78% this job
CME allowance
34%
Relocation assistance
15%
Visa sponsorship
15%

Share of similar jobs offering each benefit

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+ 40 more · ranked by pay

Work-life snapshot

6.9/ 10
Listing-based score

Above average in Psychiatry

A signal to investigate—not a guarantee about the workplace.

  • No call
Unum logo

About Unum

Insurance
Columbia, SC
5,001-10,000 employees

Benefits & Perks

Award-winning culture
Inclusion and diversity as a priority
Performance Based Incentive Plans
Health, Vision, Dental insurance
Short & Long-Term Disability
Generous PTO (including paid time to volunteer)
Up to 9.5% 401(k) employer contribution
Mental health support